Investment Properties

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RENTAL PROPERTY LOANS

If you're a real estate investor, take advantage of our Non-Owner-Occupied mortgages and CreditLines with money-saving closing costs and no annual fee. With up to 75% loan-to-value, you can cover repairs and upgrades to the rental property or use the funds for anything you need.

Amortization is 30 years for first mortgages, with a balloon payment at 15 years to give you payments that fit your plans. Amortization is 15 years for CreditLines.

First mortgages and CreditLines are available for rental properties up to 1-4 family properties. (Click here for information about larger properties).

VACANT LAND

Real estate investors get great terms and low costs from SLFCU. With a term of 12 years and 75% loan-to-value and no points, you can get more for your investment dollar. Please call a Loan Officer if you ave any questions.

ADJUSTABLE RATE MORTGAGES

SLFCU ARMs gives you competitive interest rates and low closing costs. Rates are much more stable than those you'd find on other ARMs because they are based on a six-month moving average of the slow-moving 10-Year U.S. Treasury Note.

EQUITY LINES OF CREDIT

If you're a real estate investor, take advantage of our Non-Owner-Occupied Equity Lines of Credit with money-saving closing costs and no annual fee. With up to 75% loan-to-value, you can cover repairs and upgrades to the rental property or use the funds for anything you need.