| Feature/Fee |
Money Manager
Checking |
Quick Cash
Checking |
Money
Market |
Share Savings
Accounts |
Minimum Initial Deposit
|
$15
|
$15
|
$2,500 |
$5
|
Number of No-Charge Accounts
|
2
|
2
|
Unlimited |
Unlimited
|
Monthly Maintenance Fee
Per Additional Checking Account (6)
|
$5
|
$5
|
n/a |
n/a
|
Charge for excessive Money Market Account Withdrawals
(More than six per month) |
n/a |
n/a |
$7.50 |
n/a |
| Minimum Deposit Amount for Money Market Accounts |
n/a |
n/a |
$100 |
n/a |
| Minimum Withdrawal Amount for Money Market Accounts |
n/a |
n/a |
$500 |
n/a |
ATM Transaction Fee
The number of FREE transactions per month is for your master account, not each sub-account. Savings and Money Manager Checking account ATM transactions are aggregated and limited to ten free transactions per month. Savings and Quick Cash Checking account ATM transactions are aggregated and limited to twenty free transactions per month.
(Use of non-CU Anytime & CO-OP Network ATM machines may be subject to surcharges by the proprietary institutions.)
|
The first 10 ATM transactions per month per master account are FREE; each ATM transaction is $.50 thereafter at CU Anytime or CO-OP machines, $.75 at other ATMs.
|
The first 20 ATM transactions per month per master account are FREE; each ATM transaction is $.50 thereafter at CU Anytime or CO-OP machines, $.75 at other ATMs.
|
n/a |
The first 10 ATM transactions per month
per master account are FREE; each ATM transaction is $.50 thereafter at CU
Anytime or CO-OP machines, $.75 at other ATMs, ONLY if no
checking account
agreement supersedes.
|
Credit, Debit and ATM Cards International Transaction Fee
All transactions initiated outside of the USA will be assessed a 1% fee. This fee is charged to SLFCU, and we pass it on at our cost.
|
1%
|
1%
|
n/a |
1% |
MasterMoney® ATM/Check Card Transaction Fees
Transactionsinitiated outside the U.S.A. will be assessed a Cross-Border Assessment Fee based on the transaciton amount.
Transactons initiated in other currencies than U.S. Dollars will be assessed a Currency Conversion Assessment Fee based on the transaction amount. |
.80%
.20%
|
.80%
.20%
|
n/a
|
.80%
.20%
|
CU Anytime Daily Withdrawal Limit
|
$400
|
$400
|
n/a |
$400
|
Non-Sufficient Funds Fee
(Including when a merchant's insufficient funds fee draws your account negative)
|
$20 per item
|
$20 per item
|
n/a |
n/a
|
Automated Clearing House (ACH) Origination set-up fee
|
$5
|
$5
|
$5 |
$5
|
Stop Payment Fee (checks, ACH, bill payer)
|
$20
|
$20
|
n/a |
n/a
|
Deposit Item Return
|
$10
|
$10
|
$10 |
$10
|
Travelers Cheques (1)
|
$1 per $100
|
$1 per $100
|
n/a |
$1 per $100
|
Travelers Cheques For Two (2)
|
$1.50 per $100
|
$1.50 per $100
|
n/a |
$1.50 per $100
|
Gift Cheques
|
$2.50 each
|
$2.50 each
|
n/a |
$2.50 each
|
| Visa Gift Cards |
$5.95 Each |
$5.95 Each |
n/a |
$5.95 Each |
Money Orders (4)
|
$2
|
$2
|
$2 |
$2
|
Cashiers Checks (4)
|
$2
|
$2
|
$2 |
$2
|
Wire Transfers (Outgoing-Domestic) (3)
|
$15
|
$15
|
$15 |
$15
|
Wire Transfer (Outgoing-International) (3)
|
$35
|
$35
|
$35 |
$35
|
Personal Checks
|
Prices vary with style and quantity.
|
n/a |
n/a
|
Telephone Transfer Fee
|
$0 |
| Photocopies From Scanned images |
$1 per page
|
Photocopy of a Paid Draft
|
The first two (2) photocopies per periodic statement are free; copies of drafts are $2 each thereafter.
|
The first two (2) photocopies per periodic statement are free; copies of drafts are $2 each thereafter.
|
n/a |
n/a
|
Balancing/Reconcilement/Research
(per hour) |
$20 |
ATM/Check Card Replacement Plastics
|
One free replacement card per year, thereafter, $5.00 each.
|
One free replacement card per year, thereafter, $5.00 each.
|
n/a |
One free replacement
card per year, thereafter, $5.00 each.
|
Shared Branching Transaction Fee
|
The first two transactions per month, per master account are free.
Thereafter, a $2 per transaction fee will apply.
|
Monthly CheckCard Fee
|
n/a
|
Dormant Account Fee
Note: annual fee will be assessed on accounts with aggregate balance less than $500.00 by January 1 of every year after two years of inactivity and continue to be assessed every year until escheat. |
$20
|
Account to Account (A2A) Transfer Fee
Transfers to other institutions.
Failed transfers (wrong number, insufficient funds, etc.).
Transfers to Sandia Laboratory FCU - No fee to transfer funds to SLFCU.
|
$2
$30
There is no fee to transfer funds to SLFCU
|
